You can only use it in GracieGrace.
It does the exact same thing as the other card. The only difference is that it gives you a better discount than what the blue card gives you.
....Nintendo should've made the credit card useable for Nook's shops too..
*off topic
*didnt need to post here
*i just named the topic closed so ppl would know they dont need to (and shouldnt!) post here
<big><big><big><big>SO STOP POSTING HERE!!!!!!!</big></big></big></big>
Now the cards should be upgraded via a patch to allow people to pay large sums of Bells without having to go to the ABD back and forth several times just to withdraw....