Np! Trading on this forum is actually better than trading almost anywhere else because scams rarely happen on this forum.
So on the left of your comments, you can see how many bells you have under your username and photo. Those are called "tbt". You can earn them by posting comments on threads around the forum. The longer a comment, the more tbt you earn, but don't spam comments otherwise a Mod can take away your tbt.
The forum you're in right now is the one that sells villagers on New Leaf. If you're looking for villages on New Horizons, you have to check the New Neighbor Network forum. Just click on any of the threads that say that villagers are for sale.
Here's a link to my villager shop that you can check out:
https://www.belltreeforums.com/thre...n-hybrids-igb-unorderables-anything-3.584816/