This guy at NSider has the strategy guide for AC:WW, and here's what he said about Lyle's insurance -
"Lyle offers insurance, and if you sign up with him, he will schedule days redd comes to your town. some paintings you buy a redd's tent are counterfeit, and Lyle's insurance helps pay back on this, bee stings (which there is now medicine for)."
I thought it'd be for insuraing you against friend theft, but oh well.
"Lyle offers insurance, and if you sign up with him, he will schedule days redd comes to your town. some paintings you buy a redd's tent are counterfeit, and Lyle's insurance helps pay back on this, bee stings (which there is now medicine for)."
I thought it'd be for insuraing you against friend theft, but oh well.