That is horrible!
But I can sort of feel your pain. For some reason I thought that New Leaf wasn't going to be released until Fall 2013 so I didn't find out about the actual release date until maybe... a few weeks ago? I don't have a 3DS right now, and I was unsure as to whether or not I wanted to buy the Bundle or a physical copy of the game and a 3DS.
Then two weeks ago I finally have the money and have made up my mind to buy the bundle. I pre-order it and buy something else online only to notice that my card isn't working. I call Visa and nothing is wrong with it, I call my bank and they tell me that my card is fine... but it won't let me make any purchases even though I have more than enough money. Then my bank just randomly closes my card without my consent T__T
I stupidly cancel my order and tell myself that I'll just go to the store on release date and buy a copy of it there. But then Gamestop stops taking pre-orders and so does Best Buy (they even run out of online copies.) When I see this I start to worry. Like... what happens if I go to the store and they have already sold out?
I was so upset that I literally cried... even though I am now technically an adult, but I really wanted this game and I'm a cry baby...
Finally, I pre-ordered from Walmart using my mom's card. I told her that I would pay her back, but she told me to just use that money for my university books, which was very nice of her ^__^
I'm happy that I ended up buying from Walmart though because they shipped the item early, but with two day shipping and there being no post on Sunday I will still have to wait until Monday/Tuesday for it.