If you check my side bar, under my name it will say my join date, no.posts, bells etc. If you click the no. Bells then a transaction box will appear and it'll automatically set it as transfer and u can insert how much you want to give away (but you can give away 100 if you only have 1 bell) and yeah you can also add a side note, and then you click submit and you have given that person tbt bells I hope that helps ^^
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Oh yeah tbt is the bell tree forum bells, their currency and with it you can buy stuff for ur profile/ account (like a bigger mail box or change in username display colour) as well as collectibles that you can trade with other people. All that you can find within the shop section, you can also spend it on trading with people on the forum for other things like items and stuff e.g villagers. You can do a lot with it