To be honest, I don’t really think he’s that bad. @/boring made a thread defending him and I agree, he’s actually a really nice guy. He seems like he only cares about money but he’s really generous. You could hypothetically go years without fully paying off your loan and he wouldn’t care, it’s only you that would have to deal with the inconveniences of having a smaller house. I don’t think someone who only cares about bells would give you as much time as you need to pay him back, with no punishments at all. That’s only one reason I think he’s a good person.
Btw I realize this is most likely a joke but I’m just giving my honest opinion on the character so no, not an r/woooosh moment