Deleting Character With Debt Trophy

Megamannt125

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In my town I have four characters with maxed houses and all four trophies (Gold, Silver, Bronze, Jade).
I want to delete one (The one with the Silver Trophy) and start fresh.
I understand this will remove the trophy, but what I'm wondering is what will happen when the new fourth character clears their debt?
Will they get the Silver trophy, or will a second Jade trophy appear?
Nowhere on the internet can I find this question answered.
 
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