how to earn lots of bells?

[sylviabee]

selling basic bugs and fish will be the death of me

plz let me know what items you've sold that are helping you pay your loan quicker!!!

 

[Spooky.]

Tarantula islands

 

[Swablu]

Tarantula hunting, Turnips, etc. I found going to islands and gathering all the fruit and selling them (if they're not ur native fruit) can give you quite a bit. You could also sell assessed fossils if you don't care too much about the museum

 

[Speeny]

I’ve been trying to farm sharks but it seems as though they’ve made it more time-consuming due to auto-save. I usually run into them around 5pm/6pm onwards. I find myself going in and out of buildings helps to speed things up.

Haven’t run into Tarantula’s myself but I’m in the Southern Hemisphere.

 

[ThomasNLD]

I had iron garden chairs be the item of the day, so i made 50 of them and sold thrm for 224k total. I'm out of iron nuggets now though, but with the huge amount of island tours I take, that won't be an issue. But yeah, sonetimes the hot item of the day might help. But I like its such a hard grind because it feels awesome I get to pay off another part of the house.

 

[sylviabee]

Tarantula islands

im assuming i would need to visit the nook miles islands after dark in order to get a tarantula island?

 

[TheRealWC]

For me personally, I've just been farming ocean critters. It's about 7k~12k a pop but occasionally I'll get lucky and catch an oarfish. I recommend looking online for what fish and bugs are worth what.

I noticed hermit crabs are now 1k, emperor butterflies (the big blue ones) are 4k, the paper-whatever butterflies (bigger white ones) are also 1k, and football fish are 2.5k. Red snapper are also worth a few k as well.

Of course, going to islands helps. Finding a tarantula island could get a loan payed quick. Rare fruit also could spawn. One of the islands I went to had a tendency to spawn sturgeon at a much-quicker rate as well.