I only personally pay for Spotify because I do listen to quite a lot of music. I am on a friend’s Nintendo Online family plan, and I live with two other people who either pay for Netflix/Hulu/Disney+ or have friends who share their accounts, so I do have access to those things most of the time. I’m not really a TV person, though, so I don’t think I’d be subscribing to anything outside of Spotify and Nintendo Online if I lived alone.